Azusa Pawn has been here for our neighbors and friends in Azusa, Baldwin Park, Glendora and surrounding communities for more than a decade. As a longstanding pawnbroker, with an outstanding reputation for customer service, Azusa Pawn is honored to provide vital services to the local communities we serve.
These services include buying and selling premium items our customers need to buy for a discount or turn into cash. However, if you’re in a financial crunch, but don’t want to part with your belongings permanently, we also offer cash loans (AKA pawn loans) with easy repayment terms. Azusa Pawn offers cash loans on a wide variety of items. So, if you’ve ever wondered if that vintage typewriter you inherited is worth anything, we can confirm, that pawnshops do offer cash loans on antiques. Here’s what to know about pawning an antique at Azusa Pawn near Baldwin Park and Glendora.
Seven Benefits of Cash Loans from a Pawn Shop
If you’re considering pawning an item, it’s undoubtedly because you need cash now. Perhaps you’re between paychecks, or you got hit with an unexpected bill, and you just need a little money to tide you over. This is precisely why pawn loans exist. They are short term loans designed to help you bridge a gap in cashflow.
But pawn loans offer more benefits than you may think. Though the obvious benefit is the immediate cash in your pocket, that you can get from pawning an antique, there are other benefits to getting a pawn loan from Azusa Pawn. Here are seven benefits of cash loans from a pawn shop.
1. Pawn Shop Loans Do Not Affect Credit
Getting approved for a pawn loan from Azusa Pawn has absolutely nothing to do with your credit score. We don’t ask about your credit. We don’t run your credit. Your credit isn’t even affected if you default on the pawn loan. This gives you the assurance that missing a payment isn’t going to ruin your credit for years to come. When we offer you a pawn loan, we accept responsibility that you may not repay the loan as the terms dictate. In that case, the antique or other item you used as collateral becomes our property, and we sell it. But we don’t mess around with your credit, or future livelihood when you get a pawn loan from us.
2. Pawn Loans Have Better Interest Rates Than Cash Advance or Payday Loans
You may be surprised to find that pawn loans have better interest rates than a payday loan company or cash advance company will offer. Case in point: at Azusa Pawn, our interest rates range from 2%-35.99%. By contrast, the average interest on a payday loan advance in California is 460%! There is absolutely no comparison between which type of loan is a better option. Why on earth would you pay such hefty interest fees, when you have an antique, you could pawn for instant cash at Azusa Pawn?
3. Pawn Loans Protect Your Privacy
Unless you tell someone that you have obtained a pawn loan at Azusa Pawn, no one will know. We believe in discretion and your right to privacy. So your loan won’t tip off your creditors, an ex-spouse, or anyone else for that matter. When you put an antique up as collateral for a pawn loan, absolutely no one needs to know.
4. Pawn Loans Do Not Require Any Wait Time
If you’ve ever applied for a credit card, or a loan at a traditional lender you may have filled out all the paperwork, only to be told “we need more time to review your application.” So you give up, because the money you need may not be available for weeks, even if you’re approved! By contrast, a pawn loan puts cash in your hand on the spot.
If you bring in an antique that we accept as collateral, you will sign simple paperwork and walk out with the money in your hand. At Azusa Pawn, we don’t string you along. If we accept your item for collateral, and you accept the loan offer, you’ll be out of our store in minutes, with the cash you need.
5. Pawn Loans for Antiques Do Not Require You to Have a Cosigner or Bank Account
We don’t need your bank information to offer you a cash loan for an antique. We also don’t need a cosigner. Your item serves as the collateral for the loan, and we understand that sometimes circumstances arise making it impossible for you to repay the loan. In those cases, we can extend your loan, if you keep current with the interest. If you completely default, we simply take ownership of your item, and have the right to sell it. But we certainly don’t need a cosigner or your banking information to provide you with a cash loan for your antique in Azusa, Pomona, Glendora or surrounding communities.
6. Cash Loans for Antiques at Pawnshops Allow You to Retain Ownership of Your Item
When you pawn an antique at Azusa Pawn, you remain the legitimate owner of the item, as long
as you fulfill your loan obligation. We simply hold your item as collateral, to protect our investment. Once you pay off the loan your item is returned to you immediately.
7. Cash Loans for Antiques in Azusa Are Easy to Understand
You won’t get a huge loan payment package with pages of fine print when you pawn an antique for cash in Azusa. Our pawn loans are clear-cut. We offer four-month repayment plans. If you need to renew your loan, we are willing to work with you as long as the interest continues to be paid. If you need a short extension, we are also willing to work with you. Getting a cash loan for an antique shouldn’t require you to read and understand pages and pages of exclusions and other tiny details.
Cash Loans for Antiques and Other Items in Azusa
Cash loans, using personal items as collateral has been a part of our economic system for thousands of years. In fact, pawn brokering has survived since the 5th Century. Very few, if any, other lending systems have endured longer than pawn brokering. Today, Azusa Pawn continues the tradition of providing cash loans for collateral. We offer pawn loans for a variety of items including:
- Gold Jewelry
- Silver Jewelry
- Platinum Jewelry
- Videogame Consoles
- Sports Equipment
- Camping/Outdoors Equipment
- Designer Watches
- Luxury Handbags
- Desktop Computers
- Laptop Computers
- iPhones and Android Phones
- Sports Memorabilia
- TV and Film Memorabilia
- Hand tools
- Power Tools
Cash Loans for Antiques in Azusa, Baldwin Park, and Glendora
For more than a decade, Azusa Pawn has served our friends, neighbors, and families in Azusa, Baldwin Park, Glendora, Covina, San Dimas and Arcadia. As a member of the California Association of Pawnbrokers (CAPA), Azusa Pawn is fully compliant with all laws and regulations governing California. Our cash loans for personal items are fast, easy and fair. We offer simple terms, repayment plans, and reasonable pricing.
When you need cash for an antique, jewelry, electronics, or other personal item, be sure to visit Azusa Pawn first. We are here to help you through tough financial times, with immediate cash for your items. Azusa Pawn is open 7 days a week from 8:30 am – 6:00 pm. We are located on Gladstone Street in Azusa, convenient to Baldwin Park, Glendora, Monrovia and West Covina.